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Located in the shadow of Downtown Tampa, we have become one of the preeminent real estate offices in South Tampa. Our agentsknow the local communities are excited about the changes in the area. Now, more than ever, buyers and sellers are best served when they hire a Realtor who lives and works in South Tampa, an agent who is exposed to and is able to keep up with all thats is going on here, from South Tampa's new home construction to Tampa condos, school information, transportation, Downtown, Channelside, Ybor City and much more.

Buying opportunities abound . Prices have fallen conciderably since 2006 and properties are selling. There are a lot of great opportunities for home buyers right now and interest rates a still low. Whether your looking for a Tampa condo or South Tampa real estate beat other homebuyers to the hottest deals with our New Listings Notification.

Selling your South Tampa Home or Condo . If you own real estate that you're thinking of selling, we would be happy to provide you with a FREE Home Evaluation. Let us give you an up to date and realistic value for you home. Many agents will give you an inflated home value to get you to list and try to attract buyers to sell a home that is correctly priced. Anyone can list your home... We sell homes!

Whether you are buying or selling a home, being well informed and having a smooth transaction are the keys to a successful purchase and sale. This is why it is so important to hire a Realtor who is knowledgable and who wants to earn your business. I invite you to contact me, I look forward to assisting you in any way I can with you real estate transactions.

In addition, if you have any general questions about buying or selling real estate in Tampa Florida, please contact me as I'm eager to help you by sharing the knowlegde and experience I've gained in 12 succesful years in the Tampa real estate market.

Please browse my website for listings, reports and important local real estate information.

Sincerely,

John Montesano P. A., Broker
Homeward Real Estate

813.441.0400

RealNews
Mortgage applications rebound, slowing economy brings rates down	11/14/2008 3:33 AM
Both the Mortgage Bankers Association and Freddie Mac reported a drop in Fixed Rate Mortgage (FRM) rates in their latest surveys, with Freddie Mac reporting an increase in 1-year Adjustable Rate Mortgage (ARM) rates and the Mortgage Bankers Association reporting a drop. The Mortgage Bankers Association also reported that new mortgage applications rose last [...]
Mortgage rates drop back below last years levels	11/7/2008 3:03 AM
Freddie Mac reported Thursday that Fixed Rate Mortgage (FRM) and Adjustable Rate Mortgage (ARM) rates all fell this week after spiking last week. FRM rates are now slightly below year ago levels as are 1-year ARM rates, but 5-year Treasury Indexed hybrid ARMS are slightly above the rate from the same week in 2007. [...]
Mortgage applications dropped as rates spiked last week	11/5/2008 11:46 PM
New applications for home purchase mortgages dropped 13.9% and refinance applications dropped 27.8% last week as 30-year and 15-year Fixed Rate Mortgage (FRM) rates increased according to the Weekly Mortgage Applications Survey from the Mortgage Bankers Association. The 1-year Adjustable Rate Mortgage (ARM) rate fell slightly, but points paid on 1-year ARMs doubled and [...]
Housing market hits the trifecta	10/29/2008 11:01 PM
This is what we’ve been waiting several months for - real estate markets hit the trifecta the last four days, with existing home sales, new home sales and mortgage applications all increasing. The National Association of Realtors reported Friday that existing home sales rose in September, with sufficient mortgages closing in the middle of [...]
Mortgage rates below year ago levels	10/23/2008 11:44 PM
Freddie Mac reported lower Fixed Rate Mortgage (FRM) rates this week and a slight increase in Adjustable Rate Mortgage (ARM) rates, while RealtyTrac reported that home foreclosures fell 12% in September. Freddie Mac’s weekly Primary Mortgage Market Survey showed 15-year FRM, 30-year FRM and 1-year ARM rates all at least a quarter percent lower than [...]
Mixed news continues as mortgage applications drop	10/23/2008 1:31 AM
Wednesday brought more mixed news in the housing market as the Mortgage Bankers Association reported that mortgage applications fell last week despite a drop in rates and the National Association of Home Builders predicted housing demand would pick up early next year. The Weekly Mortgage Applications Survey showed a decline of 10.9% in new [...]
New home sales to slide further, existing home sales to rebound in 2009	10/22/2008 1:29 AM
The Mortgage Bankers Association is predicting existing home sales to rebound by about 3% next year, while new home sales are expected to drop another 12%. The Association’s forecast is based on projections of negative economic growth for the next 6 to 8 months, unemployment rising as high as 7.7% (currently 6.1%) and Fixed [...]
Builder confidence hits another record low	10/16/2008 9:06 PM
Thursday’s weekly mortgage report from Freddie Mac showed an increase of more than half a percent in the 30-year Fixed Rate Mortgage (FRM) rate average, confirming the the results of Wednesday’s report from the Mortgage Bankers Association. The increase puts long term mortgage rates at an 8-week high and all three longer term rates [...]
Purchase mortgage applications fell slightly as rates spiked	10/16/2008 1:34 AM
New purchase mortgage applications dropped 0.3% last week according to the Mortgage Bankers Association Weekly Mortgage Applications Survey. Rates rose substantially late in the week, almost a half percent for Fixed Rate Mortgage (FRM) rates, probably accounting for some of the drop. Refinance applications were up 12.5% which is indirectly good news for [...]
Mortgage rates drop	10/10/2008 1:35 AM
The Freddie Mac weekly Primary Mortgage Market Survey brought more good news to the battered housing market Thursday, with Fixed Rate Mortage (FRM) rates down substantially, 5-year Treasury indexed hybrid Adjustable Rate Mortgage (ARM) rates down and 1-year ARM rates up three-hundredths of a percent (0.03%). Frank Nothaft, Freddie Mac chief economist noted the strong [...]

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