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Tampa Florida Real Estate

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Located in the shadow of Downtown Tampa, we have become one of the preeminent real estate offices in South Tampa. Our agentsknow the local communities are excited about the changes in the area. Now, more than ever, buyers and sellers are best served when they hire a Realtor who lives and works in South Tampa, an agent who is exposed to and is able to keep up with all thats is going on here, from South Tampa's new home construction to Tampa condos, school information, transportation, Downtown, Channelside, Ybor City and much more.

Buying opportunities abound . Prices have fallen conciderably since 2006 and properties are selling. There are a lot of great opportunities for home buyers right now and interest rates a still low. Whether your looking for a Tampa condo or South Tampa real estate beat other homebuyers to the hottest deals with our New Listings Notification.

Selling your South Tampa Home or Condo . If you own real estate that you're thinking of selling, we would be happy to provide you with a FREE Home Evaluation. Let us give you an up to date and realistic value for you home. Many agents will give you an inflated home value to get you to list and try to attract buyers to sell a home that is correctly priced. Anyone can list your home... We sell homes!

Whether you are buying or selling a home, being well informed and having a smooth transaction are the keys to a successful purchase and sale. This is why it is so important to hire a Realtor who is knowledgable and who wants to earn your business. I invite you to contact me, I look forward to assisting you in any way I can with you real estate transactions.

In addition, if you have any general questions about buying or selling real estate in Tampa Florida, please contact me as I'm eager to help you by sharing the knowlegde and experience I've gained in 12 succesful years in the Tampa real estate market.

Please browse my website for listings, reports and important local real estate information.

Sincerely,

John Montesano P. A., Broker
Homeward Real Estate

813.441.0400

RealNews
Low rates could cut payment time in half	2/1/2009 3:01 AM
The Mortgage Bankers Association reported a large drop in mortgage applications last week, though the drop was driven heavily by a 48% drop in the interest rate sensitive refinance applications after mortgage rates broke their down trend the week before. Purchase applications fell 2.9%. Both the Mortgage Bankers Association and Freddie Mac reported [...]
New purchase applications up despite rate increase, trouble in refinances	1/23/2009 12:49 AM
The Mortgage Bankers Association reported a drop in refinance applications last week after Fixed Rate Mortgage (FRM) rates rose more than three-tenths of a percent and Freddie Mac’s Primary Mortgage Market Survey also showed an increase in rates, though only about half as large. The reports on Adjustable Rate Mortgage (ARM) rates were mixed. [...]
Record drop in home prices and consumer confidence at record low	12/30/2008 10:59 PM
S&P reported another big drop in its Case Shiller Home Price Index, which covers the top 20 metropolitan areas in the US and the Conference Board reported that US consumer confidence fell to a record low. 14 of the 20 cities indexed had annual declines of more than 10% from October 2007 to October [...]
Interest rates at 37-year low	12/28/2008 3:48 PM
Freddie Mac and the Mortgage Bankers Association are both reporting 30-year rates near 5% and 15-year Fixed Rate Mortgage (FRM) rates below 5% for a second week. Buyers have responded aggressively to the lower rates, with mortgage applications for home purchases up more than 10% last week. With prices dropping in both the existing home and [...]
Mortgage rates below 5%	12/18/2008 11:56 PM
The Mortgage Bankers Association and Freddie Mac both reported good news for those needing to refinance mortgages and those with resetting ARMs with the MBAA reporting an average 15-year Fixed Rate Mortgage (FRM) rate below 5% and Freddie Mac reporting a 1-year ARM rate below 5% and 15-year FRM rates below 5%. Even 30-year FRM [...]
Creative Financing: Help During the Housing Downturn	12/17/2008 8:52 PM
With home prices falling in many parts of the country, sales slower than normal in other parts and mortgage standards higher than any time since the late ’80s, buyers and sellers can both benefit from creative financing - owner finance, lease options, lesser known grant and loan programs, and more. Buyers stand to benefit [...]
Mortgage rates drop, housing news mixed this week	12/12/2008 12:54 AM
This week brought more muddled news for the housing market. Both Freddie Mac and the Mortgage Bankers Association reported drops in Fixed Rate Mortgage (FRM) rates and increases in Adjustable Rate Mortgage (ARM) rates this week. Last Friday, the Mortgage Bankers Assocation reported mortgage delinquency rates at an all time high, two days [...]
The best sign yet - Record jump in mortgage applications	12/5/2008 1:43 AM
The Mortgage Bankers Association reported a record weekly increase in mortgage applications as rates fell on long term Fixed Rate Mortgages (FRM) last week. Freddie Mac reported rates down for the week ending December 3, as well, though the rates were higher than the MBAA reported rates from the week ending November 28, possibly indicating [...]
Foreclosure freezes announced amid mixed housing news	11/20/2008 9:15 PM
The housing news this week has been a mixed bag, with good news on interest rates and a decline in new housing starts offset by a drop in new mortgage applications and with Freddie Mac and Fannie Mae following the lead of Citigroup, JP Morgan Chase and Bank of America in announcing a foreclosure freeze. Thursday [...]
Mortgage applications rebound, slowing economy brings rates down	11/14/2008 3:33 AM
Both the Mortgage Bankers Association and Freddie Mac reported a drop in Fixed Rate Mortgage (FRM) rates in their latest surveys, with Freddie Mac reporting an increase in 1-year Adjustable Rate Mortgage (ARM) rates and the Mortgage Bankers Association reporting a drop. The Mortgage Bankers Association also reported that new mortgage applications rose last [...]

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