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When it comes to buying Tampa real estate, in this market, the right Realtor can be the difference between finding a house and making a great deal on a home you love. When selling it could mean getting your home sold or languishing endlessly on the market.
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Address: 700 S. Harbour Island Blvd #607 Tampa Florida 33602  Harbour Island’s Last New Waterfront Community Description Beautiful Water view condo on 6th floor with parking on 6th floor. nicely appointed unit with granite in kitchen and baths, hardwood floors, stainless steel kitchen. 2 bedroom split with separate dining area and extra large master bath. Built in 2005, Parkcrest Condominium is a waterfront community located on Harbour Island, in downtown Tampa. Be in the middle of everything Tampa has to offer, dining, movies, hockey, concerts, night life and shopping. The community boasts a waterfront swimming pool and hot tub, a very tranquil and lushly landscaped court yard complete with an Italian marble water fountain and Grecian style reflecting pool and an eight story parking garage allows you to park on the floor you live on. Parkcrest also offers a 3 room club house with a billiard table and a fitness center. Your Going to love the lifestyle!        To view this property or for further information regarding this listing or Parkcrest Harbour Island please contact John Montesano at 813–404–0001
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Fully Furnished, All Utilities + Phone, Cable And Internet Included        
Enjoy a water view from your living room and bedrooms. Built in 2005, This 2 bedroom condo includes granite counter tops in kitchen and baths, hardwood floors, in in all wet area and a garden tub in the extra large master bath. Parkcrest Condominium is a waterfront community located on Harbour Island, in downtown Tampa. Be in the middle of everything Tampa has to offer, dining, movies, hockey, concerts, night life and shopping. The community boasts a waterfront pool and hot tub, a very tranquil and lushly landscaped court yard complete with an Italian marble water fountain and Grecian style reflecting pool and an eight story parking garage allows you to park on the floor you live on. Parkcrest also offers a 3 room club house with a billiard table and a fitness center. Your Going to love the lifestyle! $2450/ Month (all inclusive) Call John Montesano @ 813-404-0001 for more details or to schedule a showing
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DO NOT MISS THE OPPORTUNITY TO OWN THIS PROPERTY WELL BELOW CURRENT MARKET VALUE!!!
Spacious 4 bedroom 2 bath 2 car garage home in established well maintained neighborhood. Huge corner lot with mature landscaping and fruit trees. Close to schools parks shopping and dining.other similiar homes in Oak Mont have sold well above $200,000. Have equity the day you close.      
Short sale deal of the week If you have questions about Buying or selling a Short Sale home please call John Montesano 813–441–0400.
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Tampa Bay Area Home Owners – Real Estate Short Sale Tip #3You’ve talked to the people you need to speak with and you’ve decided the short sale is your best option at this point. You can sell your home and walk away clean, avoiding foreclosure, bankruptcy and taxes on any amount forgiven by your lender. But it’s not that easy. The mortgage company holds all the cards and although most do not want to own single family homes, Your short sale must be approved by the lenders loss mitigation department. (We’ll discuss how to get approval in tip #4) Here are some things to consider at this time. - Because you have no equity in the home and the bank will ultimately decide what they will accept, you will also pay no commission or closing costs for the sale.
- Short sales are a lot of work and lenders often prefer to work with an experienced Realtor, rather then a home owner. Realtors have the best chance of selling the property in this market.
- Don’t pay for any person or company to handle you short sale. The bank will pay a commission and cover closing costs
- Select a full time Realtor with experience in short sales. It is costing you nothing and your short sale will be that much less stressful.
When you speak to the loss mitigation department please feel free to confirm the information above. 
Please Contact John Montesano for information on Pre- foreclosures and short sales in the Tampa Bay area.
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South Tampa, Tampa - Announcing a price reduction on 2706 W. Cleveland, a 1,668 sq. ft., 2 bath, 3 bdrm single story. Now MLS® #T2276387 $399,900 - Beautifully Updated. Property information
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Tampa Bay Area Home Owners – Real Estate Short Sale Tip #2You have missed or are about to miss a mortgage payment. You’ve called your lender and they said they can’t help you at this point. Your upset because you work hard and always paid your mortgage on time. Be realistic and be honest with yourself. Sit down with whom ever you are going to make that decision with. Where do you see yourself in 12 months. You’ve got options at this point. - Refinance, but only if that is going to help and not prolong your problem
- Live in the house, try to earn more money
- Put the house on the Market. if market value isn’t greater than your mortgage amount talk to your mortgage co. or Professional Realtor about a short sale.
- Live in the house until it is foreclosed or you declare chapter 13 bankruptcy.
Obviously if you have equity in your home you don't want to be foreclosed on. If you declare bankruptcy you have to keep up with existing payments while catching up on past payments. 
Please Contact John Montesano for information on Pre foreclosure and short sales in the Tampa Bay area.
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Tampa Bay Area Home Owners – Real Estate Short Sale Tip #1If your falling behind because of a recent adjustment in you interest rate call your mortgage company and find out if they are willing to help you. If you know an interest rate increase is coming up that will are going to have trouble paying, call ahead of the adjustment. Some lenders have set up a process to head off this problem and will work with a mortgagor prior to a major problem. Please, keep in mind, many mortgagees have not put such procedures for relief in place. What ever you do… DON’T borrow high interest or credit card money to pay your monthly mortgage payment unless you know your problem is VERY short term. Please Contact John Montesano for information on Pre foreclosure and short sales in the Tampa Bay area.
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More and more Tampa home owners are falling behind in their mortgage payments every month. The Tampa, St Pete, Clearwater area now ranks #19 for the percentage of foreclosed homes, in the nation. There are actions and steps a Tampa bay homeowner can take to avoid having your home foreclosed upon. Can Chapter 13 Bankruptcy Stop Foreclosure?When filing for Chapter 13 bankruptcy, in most cases, an automatic stay is entered as soon as a Chapter 13 bankruptcy petition is filed. The automatic stay will temporarily stop foreclosure, regardless of the stage of the foreclosure proceedings. How Does Chapter 13 Bankruptcy Work?Shortly after filing a Chapter 13 bankruptcy petition, the debtor must file a proposed plan, setting forth his income, allowable living expenses, and proposed payments to the trustee for the benefit of creditors. Current payments must be kept current after the Chapter 13 petition is filed. Homeowners must make all mortgage payments that come due during the Chapter 13 plan, and failure to make current payments on time may mean that the bankruptcy court can lift the automatic stay and allow the mortgage company to resume foreclosure proceedings. What about Short Sales for Tampa Homeowners? Homeowners who have fallen behind on their mortgage and are unable to keep up and catch up have another alternative. The Process is called a Short Sale. The short Sale is not available to everyone and must be approved by the lender or lenders. Usually there must be a hardship involved such as a lose of wages or medical issue.
The short sale allows a homeowner to sell their home for less than is owed to the mortgage company or companies. There are other requirements so call your lender for there specific requirements or call a professional with Short Sales knowledge and experience. Most experienced Realtors will charge you nothing to handle your Short Sale from beginning to end. Home owners should be careful in selecting a Real estate agent, as most have never handled this type of transaction and don’t know the pitfalls and what a lender needs to accept a short sale offer. Please contact John Montesano at 813–441–0400 For more information on Short Sales and avoiding foreclosure in the Tampa, St Pete, Clearwater areas.
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South Tampa, Tampa - Announcing a price reduction on 2706 W. Cleveland, a 1,668 sq. ft., 2 bath, 3 bdrm single story. Now MLS® #T2276387 $399,900 - UPDAYED AND EXCELLENT CONDITION Property information
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Rental includes almost everything
• 1,363 sq. ft., 2 bath, 2 bdrm single story - MLS® #T2274035 $2,395 USD Monthly - Great Price - Great Condo Channelside, Tampa - Awesome 2 bedroom 2.5 bath with huge balcony. Features panoramic Water views of Channelside and Harbour Island. Hardwood floors 42 inch upgraded kitchen cabinets, Tiled Balcony. Includes Washer and Dryer. $2395 rent included: Water, A/C, Cable, Telephone, Internet. Resort style pool, 3500 sq ft club house wit pol side bar and service. Don't miss this!! Tower 2 unit 9th floor Property information
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Channelside, Tampa - Announcing a rent/lease reduction on 907-445 S. 12th Street, a 1,363 sq. ft., 2 bath, 2 bdrm single story. Now MLS® #T2274035 $2,395 USD Monthly - Great Price - Great Condo. Property information
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Give Yourself what You Deserve!
• 1,363 sq. ft., 2 bath, 2 bdrm single story - $2,495 Monthly - Incredible City View Channelside, Tampa - Towers of channelside. incredible downtown and waterviews from the 15th story over looking the pool. High end condo development offers you the lifestyle you deserve. Granite and stainless kitchen with walkin showers in both full baths plus garden tub in master. walkin closets in both bedrooms plus additional closet in master. 274 Square Foot Terrace to enjoy your awesome views and large enough to entertain on. RENTAL INCLUDES TELEPHONE, INTERNET, CABLE, WATER AND A/C, 24/7 building security. $2500/MONTH Property information
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Harbour Island, Tampa - Announcing a rent/lease reduction on 1502-445 S. 12th street, a 1,363 sq. ft., 2 bath, 2 bdrm single story. Now $2,495 Monthly - Incredible City View. Property information
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Short Sale
• 3,497 sq. ft., 4 bath, 5 bdrm 2 story "Huge Bonus room upstairs" - MLS® $359,900 - Incrediblely priced home Diamond Hill, Valrico - If space is what you need this is home is a +++. 5 bedrooms 4.5 baths + bonus room + office. This home boasts a large Kitchen with formal living and ding area + a large family room. 3 car garage + ample space for a swimming pool with 2 covered lanais Beautiful walnut cabinets in Island kitchen with Corian counter tops and GE Profile appliances with cooktop and seperate wall oven. Large master bedroom with incredible master bath with jetted tub and swiss shower. This is a beautiful home that needs a little TLC. Being sold as a short saleall offers need approval by third party Property information
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